| Financial Year Ended 31 December | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| No. of Months | 12 months Audited |
12 months Audited |
12 months Audited |
12 months Audited |
12 months Audited |
| Key Financials | |||||
| Revenue (RM'000) | 214,523 | 122,297 | 97,524 | 67,173 | 60,903 |
| Gross Profit (GP) (RM'000) | 76,717 | 44,449 | 32,378 | 23,436 | 18,567 |
| Earnings Before Interest, Tax, Depreciation & Amortisation (EBITDA) (RM'000) | 70,727 | 42,109 | 27,865 | 29,587 | 19,551 |
| Profit Before Taxation (PBT) (RM'000) | 49,749 | 32,652 | 21,910 | 24,227 | 15,559 |
| Profit After Taxation (PAT) (RM'000) | 36,704 | 22,057 | 13,880 | 20,051 | 11,956 |
| Cash and Bank Balances (RM'000) | 35,792 | 11,626 | 34,752 | 17,263 | 3,300 |
| Total Assets (RM'000) | 626,974 | 376,386 | 272,533 | 212,398 | 160,050 |
| Total Equity (RM'000) | 261,656 | 224,986 | 202,929 | 128,115 | 108,064 |
| Key Ratios | |||||
| GP Margin (%) | 35.8 | 36.3 | 33.2 | 34.9 | 30.5 |
| PBT Margin (%) | 23.2 | 26.7 | 22.5 | 36.1 | 25.5 |
| PAT Margin (%) | 17.1 | 18.0 | 14.2 | 29.8 | 19.6 |
| Basic Earnings Per Share (EPS)(1)(sen) | 3.29 | 1.98 | 1.51 | 2.4 | 1.4 |
| Diluted EPS(2)(sen) | 3.27 | 1.98 | 1.51 | 1.8 | 1.1 |
| Trade Receivables Turnover - Pawn Receivables(3) (days) | 124 | 137 | 146 | 134 | 137 |
| Trade Receivables Turnover - Other Trade Receivables(4) (days) | 0 | 11 | 13 | 22 | 21 |
| Inventories Turnover(5) (days) | 6 | 10 | 7 | 18 | 19 |
| Current Ratio(6) (times) | 2.3 | 4.4 | 33.8 | 7.2 | 7.0 |
| Gearing Ratio(7) (times) | 1.1 | 0.5 | 0.2 | 0.5 | 0.3 |
| Return On Cash Capital(8) (%) | 17.9 | 18.3 | 18.0 | 16.9 | 17.4 |
Notes:
| (1) | Computed based on the PAT divided by 847,302,499 issued Shares before the IPO. |
| (2) | Computed based on the PAT divided by the enlarged 1,114,902,499 issued Shares after the IPO. |
| (3) | Pawn receivables - average between the opening and closing pawn receivables (i.e. total pawn loans outstanding and pawn interest receivables) over total pawn loans disbursed and interest income from the pawnbroking business during the financial year multiplied by 365 days for each financial year. |
| (4) | Other trade receivables (comprise trade receivables from the gold and luxury products retail and trading, and pawnbroking consultancy and IT solutions businesses) - average between the opening and closing trade receivables for the other businesses over the revenue generated from these businesses multiplied by 365 days for each financial year. |
| (5) | Computed based on the average between the opening and closing inventories over cost of sales for the financial year multiplied by 365 days for each financial year. |
| (6) | Computed based on current assets over current liabilities. |
| (7) | Computed based on total interest bearing borrowings over total equity. |
| (8) | Computed based on interest income over cash capital for the financial year, whereby cash capital is computed based on total pawn receivables plus the pawnbroking subsidiaries’ cash and bank balances. |
* Please read this section in conjunction with Evergreen Max Cash Capital Berhad’s Prospectus dated 29 August 2023.